Wealth Management and Robo-Advisory

Intelligent wealth management with 3.2x advisor productivity and personalized strategies for 2.8M clients.

Business Challenge

A wealth management firm manages $120B in assets with 15,000 advisors serving 2.8M clients, struggling with inconsistent advice quality, 2.3% annual client attrition, and inability to serve mass affluent segment profitably.

Agent Collaboration Architecture

Detailed Agent Workflow

1. Sindhan Discover - Client Journey Mining

• Input: Client interactions, advisor notes, transaction histories
• Processing: Process mining reveals actual vs. optimal client journeys
• Output: Journey maps, friction points, success patterns
• Insight: Identified 34 key moments affecting client retention

2. Sindhan Analyze - Holistic Client Analysis

• Input: Portfolios, goals, risk profiles, market conditions
• Processing: Multi-dimensional analysis of client financial health
• Output: Goal progress, risk exposures, opportunity identification
• Depth: Analyzes 150+ factors per client continuously

3. Sindhan Predict - Proactive Intelligence

• Input: Client data, market outlook, behavioral patterns
• Processing: Predicts client needs, market opportunities, life events
• Output: Need predictions, opportunity alerts, risk warnings
• Accuracy: 84% accuracy in predicting major life events

4. Sindhan Decide - Investment Strategy

• Input: Client goals, market outlook, product universe, constraints
• Processing: Optimizes investment strategy for each client
• Output: Asset allocation, product recommendations, action plans
• Personalization: Unique strategies for 2.8M clients

5. Sindhan Execute - Portfolio Management

• Input: Investment decisions, market conditions, tax considerations
• Processing: Executes trades and rebalancing efficiently
• Output: Trade orders, tax-loss harvesting, client communications
• Efficiency: Manages 2.8M portfolios with 12 operations staff

6. Sindhan Optimize - Continuous Enhancement

• Input: Performance data, costs, tax efficiency, client feedback
• Processing: Continuously optimizes portfolios and strategies
• Output: Improved allocations, cost reductions, tax savings
• Value: Average 1.2% annual alpha through optimization

7. Sindhan ROI & Strategy - Business Orchestration

• Input: Client outcomes, revenue metrics, market position
• Processing: Balances client success with business objectives
• Output: Product strategy, pricing optimization, market expansion
• Growth: Guides sustainable and profitable growth

Implementation Results

Client Success

• Average client returns improved by 2.1% annually
• Goal achievement rate increased from 67% to 89%
• Client satisfaction scores improved by 38%

Business Growth

• Client attrition reduced from 2.3% to 0.8%
• Assets under management grew by $45B (37%)
• Mass affluent segment now profitable with 18% margins

Operational Efficiency

• Advisor productivity increased 3.2x
• Cost to serve reduced by 67%
• Compliance violations reduced by 94%

Key Features

Personalized Advisory

• Individual Portfolios: Unique strategies for each client
• Goal-based Planning: Financial planning aligned with life goals
• Risk Management: Dynamic risk assessment and adjustment
• Tax Optimization: Intelligent tax-loss harvesting and planning

Digital Experience

• Client Portal: 24/7 access to portfolios and planning tools
• Mobile App: On-the-go portfolio monitoring and engagement
• Robo-advisor: Automated investing for mass market clients
• Video Conferencing: Seamless virtual advisor meetings

Advisor Tools

• Portfolio Analytics: Advanced performance and risk analytics
• Client Insights: Predictive analytics for client needs
• Proposal Generation: Automated investment proposals
• Compliance Support: Built-in compliance monitoring

Getting Started

Ready to transform your wealth management practice?